1 lb ground beef
1/2 cup chopped green pepper
1 cup chopped onion
1 can black beans
1 can pinto/kidney beans (drained)
1 can diced tomatoes
1/3 cup water
1 tsp chili powder
1/2 tsp cumin
1/2 tsp salt
1/4 tsp pepper
1 cup shredded Monterrey jack cheese
1 cup sharp cheddar cheese
6 flour tortillas (cut into quarters)
Brown ground beef, onion and green pepper. Add the next 8 ingredients. Heat on high for 2 – 3 minutes. Simmer for 5 minutes. Combine cheeses. In bean pot, layer about 3/4 cup beef mixture, one tortilla (4 quarters) and about 1/3 cup cheese. Repeat layers. Cover and cook in oven on low for 2 – 3 hours. Great served with sour cream.